How it Works

With getting electronic payday loans online is easier than ever before. You just need to fill out our online form and wait till it’s submitted to our network of lenders. You can borrow from $100 to $100 without going anywhere. Filling out our online form takes just a few minutes, and you can leave the rest to us. We will find you a perfect match and get you to our selected lender’s page where you can learn their rates and terms. Once you have accepted the terms, you can expect the funds to be deposited to your bank account.

Most of our lenders have specific requirements:
You must be employed at your current job for at least 3 months
You must be a United States citizen or have permanent residency
You must be older than 18
Your income must be around $1,000 after taxes
You must have a checking account in your name and provide it for the transfer
You are expected to provide your work and home phone numbers
You are expected to provide an e-mail address by which you can be contacted

Quick Processing
You will be matched with a lender and your request will be received within seconds. The lender will then contact you directly and request additional information. Your fax number may be requested, for instance, for you to fax required documents.

Cash sent straightaway
Once the application has been approved, the lender will transfer the amount requested to your checking account.

Your privacy and security
Only the most advanced encryption technology is used to make sure your private data is properly protected.

Debt repaid automatically
The loan amount and all the fees due will be withdrawn from your checking account automatically as soon as they’re due. You don’t need to worry about that at all.

Late Payments
Even though we have a network of lenders that follow certain guidelines, their policies on late payment may vary. You must make sure you understand the late payment policy of the lender you are matched with before signing the documents and finalizing the loan request. Please remember that in some states late payment policies are already in place and the lender will charge accordingly.

Extending loans
The laws of your state determine whether the lender you are borrowing from can allow a rollover or extend the loan. When getting electronic payday loans online, remember that in some states rollovers are forbidden.
Sometimes if borrowers are late with the payment, they can be charged late fees and request to make an immediate repayment. If the borrower is unable to do that, more fees can be charged according to the agreement they signed with the lender. You must always make calculations before accepting a loan and be sure you can repay it on time, as otherwise you will have trouble dealing with the consequences.
Lenders that are members of the Community Financial Services Association of America are allowed to offer an extended payment plan to their clients once a year.

Loan Default lenders will pursue collection of the amount due to the full extent of the law once the date of repayment has passed. The borrower that defaulted will be charged fees, plus criminal charges are possible.
You may not be levied criminal charges if the lender you failed to repay your debt to is not a member of the Community Financial Services Association of America.

Just 2 steps for easy electronic payday loans online
Click ‘Apply Now’ now and see how easy it can be to get electronic payday loans online!