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Frequently Asked Questions

  1. What is a payday loan or cash advance?
  2. Who can qualify for a cash advance or payday loan?
  3. What amount can I get?
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  • Representative APR 391%

    Let's imagine a situation when you need to borrow some money, let it be $100. The lender you choose may charge you $15 if you borrow that amount for two weeks. At the end of that period, you will owe the lender $115. Your $100 loan will cost you that $15 finance change plus the annual percentage rate of 391%. You will be charged another $15 if you are unable or unwilling to repay the debt and would like another 2 weeks. If you roll-over the loan for another two weeks, your finance charge alone is going to climb to $60. This may not seem much, but remember you are borrowing only $100 here.

    What happens if you do not repay the debt? If the debt is not repaid on time, some lenders will roll over the current loan automatically. However, that loan renewal service may cost you additional money, often the same amount you paid to get the initial loan. The lenders recommended by our website offer payday loans online on best terms following ethical collection practices and legal guidelines of the industry. Please keep in mind that not repaying your loan can have a serious impact on your credit history.

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